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HAVE YOU CONTRIBUTED TO YOUR 401/IRA ACCOUNTS THIS WEEK?
Think about it, they are giving you FREE Money every pay period. FREE Extra salary. So, if you don’t contribute, you are saying NO to FREE Money or a Bonus!
IT’S BEFORE TAX MONEY!
You have to take adventage of it, because every dollars you decide or choose to contribute to your 401(k) is deducted before taxes are taken out. And this will benefit you, as you will pay taxes on a much smaller portion of portion of your salary, and you’ll be taxed at a lower tax rate.
Always be on the lookout for the changes to how much we can contribute to our 401(k) every year. You can check with your employer about those limits, or let us know if you need help.
IT MAYBE AT A LOWER RATE, WHEN PAYING!
Keep in mind that your 401(k) savings is not tax-free, but tax-deferred. This means that you will be taxed each time you withdraw any amounts during your retirement time. But the thing is that most of us will see our tax rate drop when we retire.
And most people could end up paying way less tax on their 401(k) savings when in retirement.
IT’S MATCHED BY YOUR EMPLOYER!
As most employers will match your contribution, you should totally take advantage of the free money. It means that they will match every dollar that you contribute to your 401(k) plan, and it can be up to a determined amount.
A good example usually ranges between 3.5 to 5-percent match. Meaning if you contribute 5 percent they will also contribute 5 percent of your pay to your 401(k). Many people choose to contribute more, but only the first 5 percent will be matched.
SIT BACK AND RELAX LET US HANDLE IT FOR YOU!
Our Services
Debt Management
Whether it’s credit card debt or a student or car loan, we’ll show you how to get to zero balance.
Retirement Planning
Retirement may seem a long way off, but it’s never too soon to begin saving. Let us talk you through the available options.
College Funding
College gets more expensive every year. We’ll help you plan and save for your children’s future.
Estate Planning
A well-organized estate is one of the most thoughtful gifts you can leave your family.
Tax Planning
Minimize your tax bill with some smart planning that will leave more money in your pocket come April 15.
Charitable Giving
The best gifts are planned. We can design a plan to help you support the charity or cause of your choice.
